Bajaj Finance was promoted by erstwhile Bajaj Auto and Bajaj Auto Holdings. As per the scheme of demerger of Bajaj Auto, the shareholding of Bajaj Auto in Bajaj Finance was vested with Bajaj Finserv.Bajaj Finserv currently holds more than 60% stake in the company.Bajaj Finance is primarily in the business of financing of two-wheelers, consumer durables, personal loans, small business loans, mortgages, construction equipment, and loan against securities.The product portfolio includesa.consumer lending,b.small business lending,c.commercial lending,d.rural lending ande.distribution services.It is one of the well-diversified NBFCs in the market catering to more than five million customers across the country and enjoys the highest credit rating of FAAA/Stable.A wholly owned subsidiary, Bajaj Housing Finance, was set up to commence the housing finance business.The distribution network consists of 193 consumer lending branches. Besides, there is presence in 272 locations in the rural parts of the country through branches and authorized sales and service centers model. Financing is offered through over 10,000 stores across consumer durables, digital and lifestyle products. Auto finance products are offered through 3,000 two- and three-wheeler dealers, authorized sales centres and sub-dealers.The SME (53%) and consumer finance (41%) segments together account for 94% of AUMs.The SME businesses focus on customer segmentation of dealing with affluent and high net worth clients. The SME lending includes business loan, professional loan, loan against property, home loan for self-employed and lease rental discounting.The consumer lending product portfolio includes financing for consumer durables, digital products, lifestyle products, two and three-wheelers. It also includes e-commerce financing, personal loans and home loans for salaried. The two-wheeler business has a market share of about 24% of Bajaj Auto’s domestic sales.Personal loans to salaried class and loans to doctor has contributed to incremental growth.Bajaj Finance has made investments in building a technology platform and creating an in-house risk analytic unit. This facilitated higher market share and efficient risk management.

INCOME STATMENT BALANCE SHEETNet Sales ()3,086.24Sep'17 Other Income ()16.09Sep'17 PBDIT ()2,007.25Sep'17 Net Profit ()556.90Sep'17 Total Share Capital ()109.37Net Worth ()9,600.31Total Debt ()49,249.65Net Block ()361.13Investments ()4,074.70Total Assets ()58,849.96

Fund Houses invested in Bajaj Finance stock

FundSep-17Aditya Birla Sun Life Mutual Fund1.128Axis Mutual Fund1.100DSP BlackRock Mutual Fund0.876SBI Mutual Fund0.689Motilal Oswal Mutual Fund0.620Kotak Mahindra Mutual Fund0.410HDFC Mutual Fund0.368UTI Mutual Fund0.345IDFC Mutual Fund0.177Reliance Mutual Fund0.155

Company: Bajaj Finance Ltd.Address: Akrudi, Pune, Maharashtra - 411035 | Phone: 020-30186072 | Fax: 020-30186364Email: anant.damle@bajajfinserv.inWebsite: www.bajajfinserv.in/financeRegistrar & Transfer Agent: Karvy Computershare Pvt LtdAddress: Karvy Selenium Tower B, Plot 31-32Gachibowli,Financial District, NanakramgudaHyderabad – 500032Tel. No. 040 67161500Fax. No. 040 23001153E-mail: einward.ris@karvy.comWebsite: www.karvy.comToll Free No. of exclusive Call Centre:1-800-345001, Karvy Selenium Tower B, Plot 31-32, Gachibowli,Financial District, Nanakramguda | Phone: 91-040-67161500 | Fax: 91-040-23001153Email: einward.ris@karvy.comWebsite: www.karvy.com

Avenue supermarts operates under the brand name D-Mart which is a super market chain in India spread across 45 cities and 120 stores.The company targets densely-populated residential areas with a majority of lower middle, middle and aspiring upper-middle class consumers. The company stocks products that form part of basic spending rather than discretionary spending.The biggest attraction for customers which drives them to D-Mart stores is the competitive pricing across a wide variety of everyday products which form a significant part of a consumer’s everyday purchase basket.Avenue supermarts adopts ownership model where it focusses on development of stores ranging from 10,000 to 60,000 square feet resulting in minimizing rental costs. The company enters into long term lease agreements usually for 30 years or more.Avenue supermarts offers wide range of products, with food accounting ~50% of of its revenue, FMCG ~20% and apparel and merchandise accounting for ~30% of total revenue.In terms of geographical revenues Maharashtra contributes majority of the sales accounting more than ~60% of sales, followed by Gujarat ~20% and remaining among Telangana, Karnataka, Andhra Pradesh, Madhya Pradesh, Rajasthan, Chhattisgarh and NCR.

Key Highlight of Company Business

Avenue supermart has a sustainable business model that is attractive with low cost/price format and which is less cyclical in nature. The company follows a targeted customer retention strategy with a focus on basic essential products.Avenue supermarts has the execution capabilities, single format focus, best-in-class productivity metrics, prudent store expansion strategy and strong focus on customer satisfaction augers well for the company’s growth.

INCOME STATMENT BALANCE SHEETNet Sales ()3,508.27Sep'17 Other Income ()21.21Sep'17 PBDIT ()317.90Sep'17 Net Profit ()191.02Sep'17 Total Share Capital ()624.08Net Worth ()3,837.06Total Debt ()1,103.58Net Block ()2,521.53Investments ()36.62Total Assets ()4,940.66

Fund Houses invested in Avenue Supermarts stock

FundSep-17HDFC Mutual Fund1.333Axis Mutual Fund0.981ICICI Prudential Mutual Fund0.478DSP BlackRock Mutual Fund0.206Kotak Mahindra Mutual Fund0.102Tata Mutual Fund0.088Motilal Oswal Mutual Fund0.057IDFC Mutual Fund0.048BNP Paribas Mutual Fund0.041UTI Mutual Fund0.023

Company: Avenue Supermarts Ltd.Address: Anjaneya Chs Limited, Orchard Avenue, Opp. Hiranandani Foundation School, Powai, Mumbai, Maharashtra - 400076 | Phone: +91-022-40496500 | Fax: +91-022-40496503Email: info@derivetrading.co.inWebsite: www.dmartindia.comRegistrar & Transfer Agent: Link Intime India Pvt Ltd.Address: C 101, 247 Park, LBS Marg, Vikhroli (W), Mumbai(Old Address:) C-13 Pannalal Silk Compound, L B S Marg, Bhandup Mumbai Maharashtra, C 101, 247 Park, LBS Marg, Vikhroli (West) | Phone: 91-022-49186000 | Fax: 91-022-49186060Email: helpdesk@linkintime.co.inWebsite: www.linkintime.co.in

AU Small Finance Bank formerly known as AU Financiers Ltd. is a diversified retail focused financial services player with presence across vehicle financing segment (50.3% of AUM), MSME segment (30% of AUM) and SME finance segment (19.8% of AUM).It started banking operation in Apr’17 after securing Small Finance Bank (SFB) licence from the Reserve Bank of India (RBI) in Dec’16.AU’s asset business portfolio includes vehicle finance business loans including two wheeler loans targeted primarily towards mass market customers. Secured business loans for MSME and SME loans, housing finance loans, gold loans, loan against securities, agriculture related term loans and kisan credit cards for farmers in the mass market and unbanked areas.AU’s liability portfolio includes current accounts, savings accounts, term deposits and recurring deposit, payment wallets and customized repaid instruments, collections and payments solutions.The firms other products and services includes sale of third party investment products such as mutual funds, insurance and risk management products and financial advisory and education programs for individuals and new entrepreneurs.Vechicle loans are provided to first time users/ buyers, small road transport operators and self employed with target segment being low & middle income individuals and businesses in rural, semi-urban markets who have limited or no access to formal banking and finance channels. The average loan ticket size is of Rs 3.5 lakh with loan upto 5 years.MSME loans are provided to provision stores, dairy business, hotels and restaurants having annual turnover between 10 lakh to 1 crore. The average loan size is 10 lakh with loan upto 12 years with security being immovable property. The purpose of loan is to provide business expansion, working capital requirement and equipment purchases.SME loans are provided to traders, wholsalers, distributer, retailers, NBFCs, self-employed professionals and small construction companies having annual turnover more than 1 crore. The average loan size is 2 crore and given upto 15 years and backed by immovable property or loan receivables.Rajasthan, Gujarat, Maharashtra and Madhya Pradesh are the key states for AU small finance bank accounting 90% of total AUM.

INCOME STATMENT BALANCE SHEETNet Sales ()410.29Sep'17 Other Income ()97.42 Sep'17 PBDIT ()196.27Sep'17 Net Profit ()68.24Sep'17 Total Share Capital ()284.25Net Worth ()1,999.56Total Debt ()5,930.78Net Block ()35.98Investments ()2,150.31Total Assets ()7,690.47

Fund Houses invested in AU Small Finance Bank stock

FundSep-17SBI Mutual Fund3.614Motilal Oswal Mutual Fund1.603BNP Paribas Mutual Fund0.292Aditya Birla Sun Life Mutual Fund0.287Kotak Mahindra Mutual Fund0.268DSP BlackRock Mutual Fund0.240UTI Mutual Fund0.189Reliance Mutual Fund0.095L&T Mutual Fund0.095IDFC Mutual Fund0.023

Company: AU Small Finance Bank Ltd.Address: 19-a, Dhuleshwar Garden, Ajmer Road, Jaipur, Jaipur, Rajasthan - 302001 | Phone: +91-141-4110060 | Fax: +91-141-4110090Email: ipo@aubank.inWebsite: www.aubank.inRegistrar & Transfer Agent: Link Intime India Pvt Ltd.Address: C 101, 247 Park, LBS Marg, Vikhroli (W), Mumbai(Old Address:) C-13 Pannalal Silk Compound, L B S Marg, Bhandup Mumbai Maharashtra, C 101, 247 Park, LBS Marg, Vikhroli (West) | Phone: 91-022-49186000 | Fax: 91-022-49186060Email: helpdesk@linkintime.co.inWebsite: www.linkintime.co.in

Arvind Ltd is one of the country’s leading integrated textile companies is also among the largest manufacturers of denim in the world.Arvind is among the largest denim manufacturers in the world, making a range of cotton shirting, denim, knits and bottom weights fabrics, jeans and shirts. Garment capacity is to be increased through greenfield and brownfield expansion.The company is a market leader in manufacturing denim in India with total capacity of 108 million metre per annum (mmpa) of which 44% is export driven. The textile division comprises sub-categories like denim, woven, voiles and knits. The company also has garmenting capabilities with an annual capacity of ~22 million pieces.The brand & retail business of Arvind operates through Arvind Brand & Retail (ARBL) a wholly-owned subsidiary of Arvind. The brand business of Arvind comprises both company owned value brands along with premium and bridge to luxury international brands.Top international brands in Arvind’s portfolio include Tommy Hilfiger, Arrow, GAP, Nautica, Calvin Klein, US Polo, Hanes, etc. while its own Indian brand portfolio includes Flying Machine, Excalibur, Karigari etc.The company also operates large format retail stores like Megamart, Next and Arvind Store, which mainly focus on benefiting from the mall going culture in India.Arvind Ltd has forayed into technical textiles on its own and in joint venture with leading global players serving industrial, automotives and infrastructure sectors.The company generates ~65% revenue from textile segment, ~30% from brand and retails and remaining from other business sources.

Key Highlight of Company Business

The current Indian apparel market is estimated at $46 billion. The Indian apparel market is expected to grow at a CAGR of 10% from the current $46 billion to $120 billion over the coming ten years.The organised apparel market is expected to grow at a comparatively faster CAGR of 18% over the period compared to the unorganised market, which is expected to grow at a CAGR of 7%.Branded apparel is expected to outpace industry growth and grow at a CAGR of 23% over coming ten years. This would result in the share of branded garments of the organised apparel industry going up from 28% to 50% by 2030.

INCOME STATMENT BALANCE SHEETNet Sales ()1,493.11Sep'17 Other Income ()23.71Sep'17 PBDIT ()126.31Sep'17 Net Profit ()42.11Sep'17 Total Share Capital ()258.36Net Worth ()3,241.71Total Debt ()2,866.14Net Block ()2,958.26Investments ()1,264.92Total Assets ()6,049.53

Fund Houses invested in Arvind Limited stock

FundSep-17Franklin Templeton Mutual Fund2.521Kotak Mahindra Mutual Fund2.325Sundaram Mutual Fund1.942Reliance Mutual Fund1.637UTI Mutual Fund0.809Aditya Birla Sun Life Mutual Fund0.273DSP BlackRock Mutual Fund0.261HDFC Mutual Fund0.224Edelweiss Mutual Fund0.166IDFC Mutual Fund0.125

Company: Arvind Ltd.Address: Naroda Road, Ahmedabad, Gujarat - 380025 | Phone: 079-30138000 | Fax: 079-30138668Email: investor@arvind.inWebsite: www.arvindmills.comRegistrar & Transfer Agent: Link Intime India Pvt Ltd.Address: 506-508, 5th Floor, Amaranth Business Complex - I (ABC - I)Beside Gala Business Center, St. Xaviers Corner, Off C.G. Road,Navrangpura, Ahmedabad - 380009, 506-508, 5th Floor, Amaranth Business Complex - I (ABC - I), Beside Gala Business Center, St. Xaviers Corner, Off C.G. Road, Navrangpura

3M India is a 75% subsidiary of 3M Company, USA. The parent is a diversified technology and science company and is known for many innovative products across business segments and geographies.The US conglomerate currently operates five segments:Industrial (34.3% of sales);Safety & Graphics (18.8%);Health Care (18.4%);Electronics and Energy (16.0%);Consumer (14.9%).The 3M technology solutions expertise has been tried and tested for performance, safety, value & productivity in markets that include Aerospace, Railways, Highways, Defence, Security, Mining, Health, Oil & Gas, Telecom and Marine in India and across the globe.They are having their manufacturing facilities at Bangalore, Ahmadabad, Pune and Pondicherry.Products are used in a wide range of businesses. These are - Abrasives, automotive, casting and splinting, filtration, food service and hospitality, hand hygiene, marine maintenance and repair, medical device and optical components, orthodontic, painting equipment and supplies, patient monitoring, safety products, securement and immobilization-dressing, skin and wound Care, sterilization monitoring, surgical solutions, tapes and adhesives, vascular access and wire and cable.The Industrial segment serves a broad range of markets such as automotive original equipment manufacturer and automotive aftermarket (auto body shops and retail), electronics, appliance, paper and printing, packaging, food and beverage, and construction.Major industrial products include vinyl, polyester, foil and specialty industrial tapes and adhesives; Scotch masking tape, filament tape and packaging tape; packaging equipment; VHB bonding tapes; conductive, low surface energy, sealants, hot melt, spray and structural adhesives; reclosable fasteners; label materials for durable goods; and coated, nonwoven and micro-structured surface finishing and grinding abrasives. Other industrial products comprise fluoro-elastomers for seals, tubes and gaskets in engines.Safety products include maintenance-free and reusable respirators, personal protective equipment, head and face protection, body protection, hearing protection and protective eyewear. For traffic safety and security, reflective sheeting is used on highway signs, vehicle license plates, construction work-zone devices, pavement marking systems, electronic surveillance products and films that protect against counterfeiting and reflective materials that are widely used on apparel, footwear and accessories, enhancing visibility in low-light situations.Graphics products include films, inks, digital signage systems and related products used to produce graphics for vehicles, signs and interior surfaces. Other products consist of spill-control sorbents; nonwoven abrasive materials for floor maintenance and commercial cleaning; floor matting and housekeeping chemicals.The Energy segment constitutes of Solar and wind energy initiatives that are supported through product solutions such as films, tapes, coatings, encapsulants and adhesives that help reduce the cost of energy generation. Energy conservation and management needs of customers are catered to by providing affordable window film technology that ensures effective health and environment protection.Consumer products include Scotch brand products such as Magic tape and glue stick; Post-it products such as flags, note pads and dispensers; home-care products including Scotch-Brite scour pads, scrub sponges and microfiber cloth products; and pharmacy products such as Nexcare adhesive bandages and branded first aid product lines.

Key Highlight of Company Business

3M’s globally competitive cost positions and well crated business strategies have enabled it to retain its leading market positions. Company strongly believes in the 3M brand equity and its ability to provide its customers with innovative solutions. The Company is operating in a highly competitive market which may exert pressure both on the top line as well as the bottom line of the Company. As the Company’s products involve expertise in product development, manufacturing and marketing, are subject to competition from products manufactured and sold by other technologically oriented companies both within India and outside India.The expected pick-up in the Indian economy, lower commodity prices and stable currency will contribute to continued good growth.Risks & Concerns1.Impact of increase in duties on the products of the Company & consequent increase in the cost of goods sold.2.Prices of inputs are expected to rise significantly. Whilst the Company continues to pursue cost reduction initiatives, increase in price of input materials and rupee depreciation could impact the Company’s profitability3.Fluctuations in exchange rates with reference to currencies in which the Company transacts.

INCOME STATMENT BALANCE SHEETNet Sales ()567.35 Sep'17 Other Income ()9.17 Sep'17 PBDIT ()92.84 Sep'17 Net Profit ()59.69 Sep'17 Total Share Capital ()11.27Net Worth ()1,226.40Total Debt ()4.62Net Block ()315.16Investments ()0.00Total Assets ()1,228.59

Fund Houses invested in 3M India stock

FundSep-17SBI Mutual Fund1.275IDFC Mutual Fund0.930Sundaram Mutual Fund0.056IDBI Mutual Fund0.044Taurus Mutual Fund0.002

Company: 3M India Ltd.Address: Plot No 48-51, Electronic City, Hosur Road, Bengaluru, Karnataka - 560100 | Phone: 080- 22231414 | Fax: 080- 22231450Email: vsrinivasan@mmm.comWebsite: www.3m.com/inRegistrar & Transfer Agent: Karvy Computershare Pvt LtdAddress: Karvy Selenium Tower B, Plot 31-32Gachibowli,Financial District, NanakramgudaHyderabad – 500032Tel. No. 040 67161500Fax. No. 040 23001153E-mail: einward.ris@karvy.comWebsite: www.karvy.comToll Free No. of exclusive Call Centre:1-800-345001, Karvy Selenium Tower B, Plot 31-32, Gachibowli,Financial District, Nanakramguda | Phone: 91-040-67161500 | Fax: 91-040-23001153Email: einward.ris@karvy.comWebsite: www.karvy.com

2017 Investment ideas, Technical and Fundamental analysis of stocks

11 December

Bajaj Finance

Posted by Trading Campus
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Company Summary Bajaj Finance was promoted by erstwhile Bajaj Auto and Bajaj Auto Holdings. As per the scheme of demerger of Bajaj Auto, the shareholding of Bajaj Auto in Bajaj …

11 December

Avenue Supermarts

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Company Summary Avenue supermarts operates under the brand name D-Mart which is a super market chain in India spread across 45 cities and 120 stores. The company targets densely-populated residential …

11 December

AU Small Finance Bank

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Company Summary AU Small Finance Bank formerly known as AU Financiers Ltd. is a diversified retail focused financial services player with presence across vehicle financing segment (50.3% of AUM), MSME …

11 December

Arvind Limited

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Company Summary Arvind Ltd is one of the country’s leading integrated textile companies is also among the largest manufacturers of denim in the world. Arvind is among the largest denim …

11 December

3M India

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Company Summary 3M India is a 75% subsidiary of 3M Company, USA. The parent is a diversified technology and science company and is known for many innovative products across business …

30 November

Future Supply Chain IPO: Important things you should know

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Future Supply Chain IPO is set to open for subscription on December 6, with a price band of Rs 660-664 per share. Company details: Future Supply Chain Solutions Ltd is one …

29 November

Shalby Hospital IPO: Important things you should know

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Shalby Hospital IPO is set to open for subscription on December 5, with a price band of Rs 245-248 per share. Company Details: Shalby Limited is Ahmedabad, Gujrat based one …

21 November

HDFC Housing Opportunities Fund NFO 2017 review: Should You Invest?

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HDFC Mutual Funds, the second largest asset management company in India recently announced the launch of HDFC Housing Opportunities fund. This HDFC NFO in 2017 will be launched on 16 …

31 October

Khadim India IPO: Important things you should know

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Khadim India IPO is set to open for subscription on November 2, with a price band of Rs 745-750 per share. Company Details : Khadim India is one of the …

Investment Ideas