The Banking industry comes under financial group. It’s a commodity type industry.
Strong demand for banking services including fee based services
Rapid growth in infrastructure to make banking services available through increase in number of branches in semi-urban and rural areas
Implementation of technology like electronic funds transfer to make banking speedier and convenient across cities and countries
Implementation of technologies like mobile banking, internet banking which makes banking simpler and bring down man-power costs
High Non-performing Assets (NPA), especially in public sector banks (PSB) due to huge loans to troubled sectors like power, infrastructure etc,
Impact by high RBI policy rates
Impacted by high deposit and savings account interest rates
Impacted by populist measures like waving of loans to farmers and forcing the PSB to lend without adequate security.
Strong demand for financial services like housing loans, infrastructure loans, credit cards, mutual funds and insurance business.
Increasing availability of banking in rural areas.
Awareness of the advantages of using banking services.
Rapid urbanization and industrialization leading to demand from small and medium businesses.
HDFC Bank is the country’s leading bank with a balance sheet size of ~INR8.96tn as at June ‘17. The key promoter, HDFC, holds ~21% stake, and FIIs and public hold the balance.
HDFC Bank is among the top three players in auto loans, personal loans, commercial vehicles, cash management, and supply chain management.
The bank’s strengths include its brand equity, professional management, distribution reach, high CASA, clean book, and focus on profitability.
The distribution network comprises of 4,727 branches and 12,220 ATMs in 2,666 cities / towns.
Segments and Products
The Bank's segments include
4.Other banking business.
The Retail Banking segment serves retail customers through a branch network and other delivery channels, as well as through alternative delivery channels.
The Bank provides its corporate and institutional clients a range of commercial and transactional banking products.
The Treasury segment primarily consists of net interest earnings from the Bank's investment portfolio, money market borrowing and lending, gains or losses on investment operations and on account of trading in foreign exchange and derivative contracts.
The Other banking business segment includes income from para banking activities
|SBI Mutual Fund||1.712|
|HDFC Mutual Fund||1.245|
|ICICI Prudential Mutual Fund||0.993|
|Reliance Mutual Fund||0.888|
|Franklin Templeton Mutual Fund||0.790|
|Aditya Birla Sun Life Mutual Fund||0.757|
|UTI Mutual Fund||0.628|
|Kotak Mahindra Mutual Fund||0.610|
|Axis Mutual Fund||0.443|
|DSP BlackRock Mutual Fund||0.391|
Address: H D F C Bank House, Senapati Bapat Marg, Lower Parel, Mumbai, Maharashtra - 400013 | Phone: +91-22-66521000 | Fax: +91-22-24960737
Registrar & Transfer Agent: Datamatics Business Solutions Ltd.
Plot No A / 16 & A / 17,MIDC, Part B,Cross Lane, Marol , Andheri (E),Mumbai, (Formerly Datamatics Financial Services Ltd) , Plot No A / 16 & A / 17, MIDC, Part B, Cross Lane, Marol , Andheri (E) | Phone: 022-8375519-24 | Fax: 022-8350217