Liquidity Risk
From a company’s point of view Liquidity Risk is a risk that the company does not have enough liquid money to meet short term financial needs for day to day operations of the organization. Liquidity risk is the risk that an investment can’t be bought or sold quickly in the market to prevent losses. When there is a global market crisis (occurrence of catastrophic events or in emergency) market become highly illiquid.
It occurs when investors don’t have enough liquid money to meet their debt obligations , or when there are less or inefficient buyers, due to which the investors are not able to convert their assets or holdings into cash (liquid money ) without the possibility of losses (loss in capital and/or income ). The investor has to sell it’s assets at a loss when the market is down i.e. when there are less buyers in the market.
In companies the liquidity risk of that company is measured by investors by taking into account it’s short term liabilities and liquid assets , if it is seen that the company has a lot of liquidity risk then methods are deployed to lessen the gap between the available assets and liquidity reserves of the company .Methods like immediate selling of assets are deployed to generate enough liquidity for meeting the debt obligations of the company.
In financial institutions such as banks, RBI has given some guidelines related to maintain a stable ratio of assets and liquid cash reserves to be maintained at all times.
Liquidity risk can be avoided by diversification of investments, investing in long/short term securities based on liquidity needs in near and far future i.e. managing the time horizon of investments,and minimizing the debt of the institution/company if there is a possibility of a catastrophic event in the future.
How can an investor calculate Liquidity risk while buying shares of a company?
Current Ratio : It is the ratio of Current Assets to Current Liabilities. This ratio measures the company’s ability to pay short term obligations. The word “current assets” refers to those assets which can be converted into cash immediately in the near future.
Acid Test Ratio (Quick Ratio) : This is similar to current ratio with the only difference in cash being subtracted from current assets.
Quick ratio = (Current assets – Cash & Cash equivalents) / Current liabilities.
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Description de PhenQ :
“PhenQ” est un produit qui combine les bienfaits de différents compléments minceurs afin d’obtenir une perte de poids optimale!
Evaluation de PhenQ :
“PhenQ” est un comprimé amincissant qui additionne les effets
minceurs positifs de plusieurs compléments alimentaires pour vous offrir un résultat jusqu’ici inégalé en ce qui concerne la perte
de poids!
En effet, ce nouveau complément alimentaire amaigrissant a, de part
sa formule innovante, plusieurs cordes à son arc!
Quels sont les propriétés du produit?
PhenQ“PhenQ” est formulé de façon à nous procurer toute une palette d’actions
qui devraient favoriser la perte de poids.
Voici donc la liste des effets bénéfiques de cette pilule
minceur :
– Un effet qui stoppe la production de graisses!
– Un effet qui booste le métabolisme pour brûler les
graisses!
– Un effet coupe-faim qui supprime l’appétit!
– Un effet qui donne au corps un surplus d’énergie!
– Un effet qui agit positivement sur l’humeur!
Quels sont les ingrédients contenus dans “PHENQ”?
“Phenq” est un complément alimentaire fabriqué avec des ingrédients de qualités pharmaceutiques dans des installations qui respectent les normes pharmaceutiques américaines et
britanniques strictes, ces installations sont en plus approuvées
par la FDA (Food and Drug Administration)!
Les ingrédients qui entrent dans la composition de ce comprimé minceur sont :
1. Le Capsimax en poudre composé d’un mélange de capsicum, pipérine, caféine, et niacine.
– Le Capsicum (extrait de piment) va apporter ses effets brûle-graisses.
– La Pipérine (poivre noir) va favoriser la perte de poids en augmentant la température corporelle.
– La Caféine va apporter ses effets stimulants et diurétiques.
– La Niacine (vitamine B3) va favoriser la production d’énergie.
2. Le Carbonate de Calcium.
– Le Calcium est bon pour les os et est
essentiel au bon fonctionnement de vos cellules.
3. Le Picolinate de Chrome.
– Le Picolinate de Chrome favorise la réduction en glucides et aide le
corps à contrôler le niveau de sucre dans le sang.
4. La Caféine.
– La Caféine est un stimulant naturel qui réduit la fatigue, augmente les performances physiques
et la concentration.
– La Caféine augmente aussi le niveau
de thermogenèse et favorise donc la perte de poids.
5. a-Lacy Reset®.
– a-Lacy Reset® est un complexe breveté composé d’Acide alpha-lipoïque, de Cystéine et de magnésium.
Cette synergie règle l’équilibre des
cellules en contrôlant et en neutralisant un grand nombre
de radicaux liés aux entraînements intenses, au vieillissement et aux troubles généraux.
6. Le Nopal.
– Le Nopal, cactus extrêmement riche en acides aminés est une source élevée en fibres qui aide au contrôle de l’appétit.
– Le Nopal contribue également à réduire la rétention d’eau.
7. L-Carnitine.
– L-Carnitine est un acide aminé naturel qui
favorise la transformation des réserves graisseuses en énergie.
Comment ça fonctionne?
“PhenQ” va avoir une action bénéfique sur l’amaigrissement en agissant sur plusieurs facteurs responsables de la prise de
poids.
– Le métabolisme lent
Ce complément alimentaire va booster le métabolisme dans le but d’accélérer la dépense des calories.
– Les graisses
Il va diminuer la production de nouvelles graisses et va en plus favoriser la combustion des
graisses stockées grâce à un effet thermogénique puissant.
– Les fringales
Cette pilule minceur va également aider au contrôle de
l’appétit avec son effet coupe faim.
– La fatigue
Grâce à un effet boosteur d’énergie, cette gélule de perte de poids va
avoir l’avantage de recharger vos batteries tout en luttant contre la dépression et
le stress.
La combinaison de ces effets d’amincissement fait de
“PhenQ” un allié minceur de poids capable de vous aider de façon effective dans votre démarche de perte de poids!
Posologie :
Le “Phen Q” se présente sous forme de
comprimés minceurs, il est commercialisé en bouteille de
60 comprimés.
La pilule de “PHEN Q” est facile à avaler et se prend deux fois
par jours, lors du petit déjeuner et du déjeuner.
Informations Complémentaires :
PhenQLes livraisons sont rapides et sécurisées, elles sont en plus gratuites à partir de l’achat
de deux bouteilles de ce comprimé minceur.
Le support clientèle est convivial et efficace. Il est accessible
via un système de chat direct, via un formulaire en ligne, par téléphone et même avec l’application mobile WhatsApp.
Le complément alimentaire “PhenQ” est une réelle évolution dans les suppléments minceurs
puisqu’il va vous apporter des effets brûleur de graisse
efficaces, des effets coupe-faim, des effets pour empêcher la production de nouvelles graisses ainsi que des effets boosteur d’énergie!
Inconvénients de PhenQ :
“PhenQ” ne convient pas aux femmes enceintes ou qui allaitent,
aux personnes de moins de 18 ans, aux personnes souffrant de
dépression, de diabète, de troubles endocriniens, de maladies auto-immunes, d’hypertrophie
prostatique, de maladie du foie, de maladie du rein, du cancer de la prostate, du cancer des testicules ou du cancer du sein.
Si vous avez des soucis médicaux ou si vous êtes
sous prescription médicale, il est conseillé de consulter un médecin avant de prendre ce complément de perte de poids.
Il est déconseillé de prendre un comprimé de “phenq” après 15
heures car il pourrait vous empêcher de trouver le sommeil.
Réputation de PhenQ :
Ce complément minceur jouit d’une assez bonne réputation sur Internet, et, l’opinion qui se forge en se basant sur
les différents avis, témoignages, critiques et commentaires disponibles
sur la toile, est que “PHEN Q” apparait
comme étant une solution minceur qui procure de très bons
résultats!
Wolfson Berg Limited a une excellente réputation, son nom est synonyme de confiance dans l’industrie des compléments alimentaires depuis plus de 10 ans!
Conclusion pour PhenQ :
PhenQ FemmeComme je ne cesse de le répéter, je ne suis pas friand de ces pilules
pour maigrir qui sont pour la plupart des arnaques et parfois même se révèlent néfastes pour la santé.
Ceci étant dit, je dois avouer que les avis à propos du comprimé minceur “PhenQ” sont assez bons, ce qui me force à approuver et à
recommander ce produit.
Mais gardez bien à l’esprit que même si ce produit minceur est
efficace, il ne vous offrira qu’un coup de pouce
pour perdre du poids et, un style de vie sain ainsi qu’une alimentation saine sera toujours la seule
solution efficace sur le long terme!
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